Pengar: Why I Built Yet Another Finance App

Pengar: Why I Built Yet Another Finance App The Graveyard of Abandoned Apps I’ve tried every finance app. YNAB, Mint, spreadsheets, random apps with promising reviews. The pattern is always the same: two weeks of enthusiasm, meticulous categorization of coffee purchases, then silence. The apps weren’t broken. The whole approach was. These tools are built for accountants. They assume you want to track every transaction, feel guilty when you “overspend,” and spend evenings reconciling bank balances. ...

January 8, 2026 · 2 min · Aleksandr Likhachev